Vehicle Financing Calculator
See what this costs per month + unlock your benefits
Check your deal and see if finance may be possible — fast and no obligation
Your Repayment Estimate
Enter the asset details below to see what it could cost per month.
Estimated only — based on 12.5% p.a. interest. Subject to approval & credit check.
Quick Affordability Check
Enter your monthly finances below — we’ll give you an instant indication before you apply.
We are not a financial services provider. We facilitate referrals to registered credit providers. This is an estimated affordability indication only. Final outcome depends on your credit profile, supporting documents, and lender assessment.
Each application is assessed individually, and results may differ based on your credit rating and financial profile.
Included in your deal
- R1,000 cashback (club members)
- R500 roadworthy contribution
- Licensing & plates assistance
- Nationwide service
Why use Life & Leisure SA?
- We structure your deal to improve approval chances
- We work with multiple finance providers
- We handle the process for you from start to finish
- Nationwide service and support
- Access to exclusive member benefits
What our clients say
“Excellent service from start to finish. Zak sorted out my caravan finance in record time. Highly recommended!”
“Very professional and fast. They got me approved when I thought it wasn't possible. Nationwide service is a big plus.”
“Smooth process, great communication and the cashback benefit was a welcome surprise. Will use again.”
Based on Google Reviews — Life & Leisure SA (PTY) Ltd
Your Finance Application
Almost there — we just need a few details to match you with the right finance path.
Preparing your application…
Your deal is now being processed
- We’ve matched you with the best finance path
- A specialist will contact you shortly
- Your benefits will apply if approved
Get a faster response — message us on WhatsApp now:
Message us on WhatsApp🚐💸 Vehicle, Caravan & Leisure Finance Made Simple
Whether you are buying your dream caravan, financing a vehicle, or looking to free up cash by refinancing your current asset, we are here to help.
We offer nationwide assistance, fast approvals, competitive rates, and friendly expert support for private and dealer transactions across South Africa.
What We Can Finance
- Vehicles up to 15 years old
- Caravans & bush trailers up to 15+ years old with NATIS
- Off-road bikes & quad bikes up to 10 years old
- Jet skis up to 5 years old with buoyancy certificate
- Golf carts up to 5 years old (Risk 1–6)
- Private-to-private sales welcome
Finance Features
- Maximum term up to 84 months, depending on risk profile
- Balloon payments available, subject to approval
- Fast approvals
- Competitive rates
- Trusted by buyers and sellers across South Africa
- Nationwide service with friendly, expert support
Deposit Requirements
- A deposit may be required depending on the client's risk profile
- Some off-road bikes, quad bikes, golf carts and jet skis may require a deposit
- Typical deposits may be around 10% of the purchase price
- Final deposit requirements are determined by the lender's underwriting assessment
Affordability Assessment
- Minimum gross income: R12,000 per month
- Income must be supported for 3 consecutive months
- Allowances, overtime and verifiable additional income can be considered
- Spousal income may be considered
- 50% of maintenance income may be considered
- 50% of bond repayments may be considered with joint bond statement
- Investment income may be considered
- Monthly commissions and overtime may be considered
- Verified cash deposits linked to a legitimate source may be considered
Let us take the hassle out of finance so you can enjoy the journey.
Got questions? Inbox us or WhatsApp directly from our site.
Online Application Form